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Payne: [on the phone, after blowing up an empty commuter bus, killing the bus driver Bob] What do you think, Jack? You think you pick up all the bus driver's teeth, they'll give you another medal?
Jack: Jesus...
Payne: You think I wouldn't have been prepared? Two years I spent setting up that elevator job, two years I invested myself in it. You couldn't understand the kind of commitment that I have. You ruined a man's life's work and you think you can walk away? You got blinders on to the world! But I got your attention now, didn't I, Jack?
Jack: Why didn't you just come after me?
Payne: No, this is about me! This is about my money. This is about money due me! Which I will collect! $3.7 million! It's my nest egg, Jack. At my age, you have to think ahead.
Jack: [angry] When I find you...
Payne: [cuts him off] Pop quiz, hotshot. There's a bomb on a bus. Once the bus goes 50 miles an hour, the bomb is armed. If it drops below 50, it blows up. What do you do? What do you do?
Jack: I'd want to know what bus it was.
Payne: You think I'm gonna to tell you that?
Jack: Yes.
Payne: [chuckles] Aha, very good. There are rules, Jack, and I want you to get this right: No one goes off the bus. You try to take any passengers off the bus, I will detonate it. I want my money by 11AM.
[Jack glances at his watch, which shows 8:05AM]
Jack: We can't pull that kind of money in time.
Payne: Focus, Jack! Your concern is the bus. And don't try to call. The radio's down. Now, the number of the bus is 2525, it's running downtown from Venice. It's at the corner of Ocean Park & Main.
[Jack takes off for his car as sirens from approaching fire engines can be heard]


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