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Godfrey: That little fellow with the bundle of wood under his arm was Balinger of the Second National. When his bank failed, he gave up everything he had so that his depositors wouldn't suffer...You see, Tommy, there are two kinds of people. Those who fight the idea of being pushed into the river and the other kind.
Tommy: Well, after all, things have always been this way for some people. These men are not your responsibility.
Godfrey: There are different ways of having fun.
Tommy: You have a peculiar sense of humor.
Godfrey: Over here, we have some very fashionable apartment houses. Over there is a very swanky nightclub. While down here, men starve for want of a job. How does that strike your sense of humor?
Tommy: What's all this leading to?
Godfrey: Tommy, there's a very peculiar mental process called thinking. You wouldn't know much about that. But when I was living here, I did a lot of it. One thing I discovered was that the only difference between a derelict and a man is a job.


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